What Data We Collect and Why
When you open an account with us, we collect your name, email address, phone number, and — where applicable — payment identifiers linked to DANA, OVO, GoPay or QRIS. We also log device type, IP address, and session timestamps to detect unauthorised access. Transaction records are
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retained for a minimum of five years in line with financial record-keeping obligations; account profile data is held for as long as your account remains active and for a reasonable period after closure. The lawful basis for processing depends on local law in your jurisdiction. We
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do not collect data beyond what is necessary for account operation, fraud prevention, and legal compliance. If you are located in Semarang or anywhere else across Indonesia, the same data standards apply to your account without exception.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.